How to Navigate the Complicated World of Credit Card Points – The New York Times

By Lucas PetersonApril 11, 2018There’s no such thing as a free lunch, but investing in a credit card rewards program can land you pretty close to the mark. Credit card points are generally more valuable than points or miles attached to a specific airline or hotel group. The reason? Flexibility. With a trove of credit card points, you can get flights, hotel rooms or even cruises. While Capital One and Bank of America are coming into their own, the three major players in the travel rewards game are American Express, Chase and Citi. Here’s a basic rundown of their current programs.

David Lindsay:

This is all beyond my budget. I don’t travel enough to benefit from these cards. However, I’ve done well, with the Citibank Drivers Edge card, which gives me cash back, around $1500 to $2000. every time I buy a new car, or now, a used car. Since I’m buying cars for two adult children, this benfit works repeatedly, before the dollars expire after three years. It has helped me get into a used 2014 Prius plug in hybrid that gets 50 mph city and highway.

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About David Lindsay Jr

David Lindsay is the author of "The Tay Son Rebellion, Historical Fiction of Eighteenth- Century Vietnam," that covers a bloody civil war from 1770 to 1802. It was published by Footmad and Cherry Blossom Press on September 11, 2017. Find more about it at TheTaySonRebellion.com, also known as, DavidLindsayJr.com.
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